Important disclaimer

This calculator provides an approximate Zakat calculation based on the figures you enter. Zakat rulings can vary depending on your circumstances, assets, debts, and the scholarly opinion you follow, so you should ask your own qualified scholar or local Darul Ilm scholar before relying on any result shown here.

What is Zakat?

Zakat is a compulsory act of worship upon eligible Muslims and is usually calculated as 2.5% of qualifying wealth once it has reached the nisab threshold and remained above that level for a lunar year.

What is nisab?

Nisab is the minimum wealth threshold at which Zakat becomes due. It is commonly measured by the value of 87.48 grams of gold or 612.36 grams of silver.

Because gold and silver prices change, the nisab value changes too, which is why the calculator asks you to enter current nisab figures from a trusted source.

Why does the calculator ask for both gold and silver nisab?

The calculator allows both because scholars discuss whether a person should use the gold standard or the silver standard in different situations.

In many cases, people use the silver nisab because it sets a lower threshold, but users should not rely on a general website rule alone.

Please ask your scholar which nisab standard you should use for your own case.

What do I enter in the nisab section?

You should enter the current gold nisab and silver nisab values in pounds sterling from a reliable source, then choose which one you want the calculator to use.

If you are unsure which threshold to select, ask a qualified scholar before completing your calculation.

What should I include as assets?

The calculator includes common personal Zakat categories such as cash, savings, gold, silver, investments, business assets, and other qualifying assets.

• Cash at home or in bank accounts.
• Savings kept for future use.
• Gold and silver you own.
• Investments and shares, depending on how they are held.
• Business stock and business cash, where applicable.
• Other qualifying assets that are zakatable according to your scholar.

What is not normally included?

Personal items such as your main home, your ordinary household belongings, your personal car, and items not bought for trade are not normally included, though individual cases can differ and should be checked with a scholar.

What liabilities can I deduct?

The calculator allows short-term debts, bills due, and other immediate liabilities to be entered before the final Zakat figure is worked out.

Because debt treatment can differ between scholars and situations, this is an area where users should be especially careful and seek scholarly guidance.

How does the Darul Ilm calculator work?

The calculator adds together your asset entries, subtracts the liabilities you enter, and then compares the remaining total to the nisab threshold you selected.

If your net amount is equal to or above nisab, the calculator then applies the standard 2.5% rate to estimate the Zakat due.

What if my wealth dropped below nisab during the year?

In some cases, if you are above nisab on your personal Zakat date, Zakat may still be due even if your wealth fell below nisab at times during the year. Please ask your scholar how this applies in your case.

What if I need my money for living costs?

Necessary living expenses and immediate obligations may affect the amount on which Zakat is due, but the exact treatment depends on your personal situation, so it is important to ask your scholar before deducting anything significant.

When should I calculate my Zakat?

Zakat is usually assessed once every lunar year on your personal Zakat date, which is the anniversary of when you first became sahib al-nisab. If you are unsure of your date or method, ask a scholar.

Please ask your scholar

This page is intentionally general. It cannot answer every situation, and it should not replace personal scholarly advice.

If your case involves jewellery, business stock, rental income, pensions, shares, money owed to you, student debt, long-term finance, or disputed liabilities, please speak to your scholar before paying or withholding Zakat.

Darul Ilm disclaimer

The Darul Ilm Zakat Calculator is provided as a convenience to help users make a basic estimate. Darul Ilm does not issue a ruling through this tool, and users must refer their individual questions to a qualified scholar before acting on the result.